I/We have the possibility to introduce the Beneficial Owners of the Funds/Assets

• to a Trading Operation providing for a secured & tailor-made trade offer (Private Placement Program) in relation to their Funds/Assets, in consideration to the intended projects' financing of the Clients.
• to several Traders/Platforms/Financial Operators, Trade Desks in Europe, Asia...

If a Client is interested to be introduced directly to a Trader/Platform, he/she must provide a "Know Your Customer" (KYC) documentation and a recent two-signature bank-endorsed Proof of Funds (POF). After the verification, the Client will be invited officially to participate in a Trading Program..., a secured & tailor-made trade offer, upon the execution of all necessary legal mutual commitments to be detailed in a trade and investment Agreement. The Meeting will be planned (in person, if needed).

Only a Client, Beneficial Owner of unrestricted, freely transferable Funds/Assets (which is solely within the control of the Beneficial Owner and can be assign to the Platform) can qualify for PPP (Private Placement Program).

I/we precise: These operations are strictly private and confidential. The Client cannot receive the past performances of the Traders. It is the same, for receiving an offer without a Compliance Approval, otherwise, it is a solicitation! The Client must pass the Compliance/Due Diligence. In this business, the Client always has to take the first step by providing the required documentation to avoid falling into the "soliciting" rules. In short: "No announcement of the Profits/Returns for the Trading Operations, just simply to avoid falling into pure solicitation". Only the Trader/Platform can inform the Client, after the Compliance/Due Diligence, about the full terms and conditions of the trade operation (Private Placement Program PPP) that will be intended for the Client, in relation to the "Funds/Assets".

The underlying of the trading is a secured buy/sell trading operation of MTN life notes... providing for a “no loss” trading facility where the Client’s capital is under no effective threat of depletion, specially designed by the Trader. (NO speculative trading offers, NO highly speculative products such as Contract For Difference [CFDs], Forex or Binary Options: NO Shares/Stocks Trading, NO Financial Derivatives, NO Forex Trading & Rolling-spot Forex Contracts [Risks of forex trading: Nine private clients out of ten lose money], NO Binary Options Trading, NO Contract For Difference [CFDs] or CFD-like options, NO Commodities Trading, NO Cryptocurrencies Trading, NO Futures & Options...)

The Trader allocates one of his available Credit Lines, delivered against the Blocking of the Client's Funds and then the Trading Facility (Private Placement Program) will start effectively. In exchange for the commitment of the Blocking of the Client’s Funds, the Client receives the Net Profits/Returns of the Trading Facility allocated for the projects' funding of the Client, upon the execution of all necessary legal mutual commitments to be detailed in a trade and investment Agreement.

The “Clients” acceptable:

The Client must be the legal and Beneficial Owner of the Funds/Assets, not only the Beneficiary of the Funds/Assets. The Client is holding, owning and controlling under his/her sole signatory power, ownership and authority, either through him/herself or through a company under his/her direct control the financial asset (the “Assets”).

The “Assets” acceptable:

• Type: Cash deposit on a regulated bank account
• Currency:
• For another Currency, please contact us.
• Account holder: the Client
• Depositary Bank: to be confirmed by the Client, acceptable Bank
• Amount: Superior to 100M/120M, in accordance with existing and running trading programs and present possibilities/capacities and also the applicable investment regulations. [LTV must be at least 100M]. Any amount in a shot is possible. This Trader arranges multiple trading accounts.
• No Transfer, if the Funds are deposited in a Prime Bank^(ⅰ) accepted by the Operator... Banks in Western Europe, Middle East (UAE, Bahrain or KSA...), Japan, Australia, Hong Kong, Singapore, China, North America...
• If the Funds are < 100M (at least 50M, but more is always better), on a case-by-case basis. Open from time to time.
• When the Funds are requested to be transferred, on a case-by-case basis, they will always be under the exclusive control of the Client, in an account in his name and under his own signature.
• The Funds must be immediately available to the Client, free of any restrictions, third-party interests or encumbrances, and freely transferable upon the Client's sole instructions.
• Status: clean & clear funds, cleared by the Client’s Bank, no liens or pledge, free of any restrictions...
• Leased Funds, borrowed Funds, Funds assigned to the Client for his use are not an acceptable Asset. It is nevertheless specified that freely transferable LOAN could qualify, on a case-by-case basis. A Client will need to prove that the latter can freely use it, withdraw from the Banking Account...
• Any Funds currently blocked in favour of any party even if blocked in favour of the Account Owner are not acceptable. If the Funds are already blocked, they do not qualify. Before a Client submits, please ask the Bank to unblock the Funds first.

All transactional Funds are required to be fully liquid and fully transactable.

See the technical definition

Compliance Package to be submitted by the "Client" (KYC documentation):

The proposed Client must, by international banking regulations, start the conversation with the submission of each of the documents needed. The Client completes all necessary documents (files must be converted to PDF format). Only the Beneficial Owner of the Cash Funds and the person who is the Sole Signatory on the Funds Account at the Depository Bank can issue and sign the Application and Compliance Package (KYC) and is the only party permitted to sign the Contract.

See the Protection of the Client's Information

the KYC, CIS, with the valid color copy of the Passport of the Client.

Download the KYC for Corporate

Download the KYC for Individual

• The signature of the KYC: The Client must print the completed application, then add (in blue ink only) his/her true wet signature original (strong enough to be seen) and the initials on the bottom of each page; scan the document in color and convert it into a PDF Format or Jpeg. The signature must be an original! Not an image/picture of a Signature. No Digital Signatures/Initials are ever acceptable. No cut and paste signatures as it will not pass compliance.
• Why a true original signature: An ill-intentioned person can "use" the image of the signature of the Client without his consent..., and update the Compliance Package without authorization. That is the reason why I/we ask each time the confirmation of the Client so as to send the Compliance Package with a true wet signature original.
• The KYC documents which contain blank spaces for the Client to fill in where indicated. Please carefully go through each page and replace the blank places with the correct information for each item. This is the set of documents that will be researched through the compliance department to be certain that the Client and their Assets are authentic, verifiable, acceptable, and that the Banker will cooperate (Verification of the Funds on a bank-to-bank basis, person and company background checks in accordance with the regulatory compliance [Sanctions, PEPs, watch & black lists verification^(ⅱ) ...]).
• Each Page may only be submitted on the full Letterhead of the Client.
• The Signatory of the KYC must be the Account Signatory on the POF.
• A clear History of Funds needs to be presented indicating nature of business of the Client and how Funds were acquired. To state in an affidavit that Funds are clean and clear and legally acquired is NOT SUFFICIENT.

the Proof of Funds POF (Bank Tear Sheet / Bank Statement), dating less than 5 [Five] calendar days issued by the Bank.

• This POF must be the original document issued by the Bank and signed by two bank officials [with their title and pin number] and stamped by the Bank, besides stating that the cash is good, clear, clean and with a non-criminal origin). Not a Bank Draft or a Demand Draft.
• The Client must provide a POF (Bank Tear Sheet / Bank Statement) showing balance, account number and need to see who is the title-holder.
• The POF must be in the name of the Transaction Applicant (Client) indicated in the KYC.
• No Third Party Proof of Funds is ever acceptable.
• No Mandate - no Powers of Attorney - no Third Party Funds etc. are ever acceptable.

the Business Cards of the 2 Bank Officers.

the RWA Letter MT760 SBLC or other, dating less than 5 [Five] calendar days issued by the Bank.

The most common method (to commit the funds to the Platform) is the SWIFT MT760, preferably SBLC verbiage, which is issued and delivered upon the Contract is exchanged, signed and lodged in Banks. In the Contract, it is also clearly stated that SBLC is returned back undamaged prior maturity. The type of commitment of the Funds must be strong! To make it works, a Client should be willing to proceed in a proper way that is workable.

More details here

If/When requested, the Cash Withdrawal Receipt / fresh Bank Statement (with the withdrawal amount on it) or the small transfer.

As indicated in the confirmation letter signed by each Client: In the framework of the prior-verification (and to quality to a Program), the Client needs to prove that the latter has the full control over the funds (and not only a statement). It is the reason why, we ask the Client:

• to withdrawal from the ATM (Automated Teller Machine) or ABM (Automated Banking Machine) of any amount the Client chooses and provides us with a proof of this withdrawal thanks to a Cash Withdrawal Receipt (any machine printed slip or ticket indicating date, time, account number and dollar amount of cash withdrawal) from ATM/ABM withdraw and a fresh Bank Statement (with the withdrawal amount on it).
• OR a transfer of funds of a very small amount (USD/EUR 5 or less) to a banking account appointed by us (the amount amount will be refunded of course ).
to obtain the evidence that the Client has the full control over the funds under his/her sole signatory power, ownership and authority, through a company under his/her direct control.

the Screenshot / Printout from the online / internet banking account [Of the Day] without signature of the bank officers (the date clearly visible at the lower-right corner of the screen).

It takes less than one minute to make a Screenshot / Printout.

the Proof of Life: Photograph of the client principal, holding his/her passport (numbers must be readable), and holding a newspaper with current date circled in red.

Only verified, clean & clear Funds/Asset Signatory Owners will receive a response. As always, final consideration and acceptance upon paperwork is completed.

I/We want to avoid the persons who act as a "straw man". Very often, many trade desks/platforms see in the Clients just a "straw man", put in place by Persons/Group looking above all to "get information and just trying to make Shopping and Fishing". That is the reason why, I/we must be sure that the Clients have the control over the Funds... and I/we must be sure about the origin of the Funds. If a Client provides repeatedly vague answers, again not contributing to the expected transparency, this is always suspicious, and particularly when the amount is superior to USD/EUR 50/100M (a lot of financial and banking documents that have been forged, altered or counterfeited that are circulating). The International and European Union^(ⅲ) anti-money laundering regulations impose obligations to obtain sufficient knowledge of the Clients, their identity, their business and the nature of funds. These rules also require us, under certain conditions, to report any suspicious activity where we know or suspect that money is the subject of money laundering. In the event that we have any such suspicion, our obligation to report to the authorities will prevail. This legal duty overrides any duty of secrecy that we owe you. I/We will and is required to, using my/our best efforts to prevent the laundering of money: check the validity, trustworthiness and integrity of Clients' Funds, particularly with regard to the source of such money, in order to make a reasonable effort to defeat attempts to disguise, cleanse and re-characterize cash proceeds derived from illegal and criminal activities... Clients must present a substantial true and formal correct paperwork, which can be verified and is by verification substantially approved and not dismissed or overruled. Although all paperwork contains owners and signatory information, it is crucial to verify whether the submitted information is corresponding with the actual situation and the records in the bank where the Funds are deposited while the application is started. When a Client misrepresents him/herself in any way, it is always discovered in the Due Diligence, and that Client ends up on a permanent list of disqualified individuals who are prohibited from trading.

Failure to disclose or cooperate in all stages of the Due Diligence followed by the intake will disqualify the Client resulting in a ‘NON PERFORMANCE’ status. The Client needs to take the correct approach, followed the instructions of the Trade Platform/Operator, to be in line and conform with the banking and trading rules, so as to avoid to lead to the revoke of the trade.

The Traders/Platforms are very selective. They select by priority the better dossiers according to their conditions. I/We draw your attention to the fact that even if a Client has the minimum amount of Funds requested for a Program planned by an Operator, the Clients with the most Funds always come first and remain a priority. That is why, please be conscious that if a Client has his own conditions, his dossier will not be considered as a priority, or simply and clearly refused. The Client will not be considered, and will not even be heard. The Client must follow our requirements and procedures.

If you are a Broker / Intermediary, you are welcome, but you must be direct to the Client. In which case, you must cover your Fees with the Client, prior to the submission of the Compliance Package of the Client. This is a strictly confidential and private Agreement only between you and your Client. [The Fees at charge of the Client. Payments will be made by the Client].

Upon receipt of the Compliance Package from an Introducer / Business Getter, I/we send a message to the Client to get his approval to send the Compliance Package to a Compliance Officer and I/we send to the Client a Confirmation Letter for signature.

When I/we receive a KYC documentation from a Client, I/we immediately secure/protect Client's information in an encrypted volume (data storage device) thanks to On-the-fly Encryption^(ⅳ) (also called transparent or real-time encryption), comply with the GDPR^(ⅴ), so as to give extra protection against data theft and data leaks. [VeraCrypt: Protection against Cold Boot Attacks, No Backdoor Access, Creates On-The-Fly Encryption Volumes, Stops Data Leaks, Prevents Data Theft].

Then, if the Compliance Officer gives his approval for the Client, we plan a call with the Client. The call by phone or Skype is a part of the Due Diligence. Please be certain that the complete contact information is included in the "Client Information Sheet" CIS portion of the KYC documents.

The Reasons:

• To check that the person (present at the call) is the Funds/Assets owner (It provides also an additional measure to enhance identity verification and combat identity theft and data stolen)
• To check that the Client is aware of the submission of the Compliance Package
• To check that the Client is not compelled
• To check that the Client understands the nature of the transaction...

The important would be that the Client is cooperative, discuss openly, listen and understand about proceeding.

I/We draw your attention to the fact that in the framework of the Due Diligence, the updated of the POF may be requested in person face-to-face (deliver in person by hand) at the Client’s Bank, in the presence of the Client and the Bank Officer of the Client. The initial two-signature bank-endorsed Proof of Funds POF may be usually checked with bankers, either by the delivery of a bank to bank confirmation proof of Assets/Funds, usually performed under a Swift MT 199, 799 or 999 message, in order to ensure that sufficient Funds are available to permit the Transaction. A phone call to the Client's Bank Officer is made, verifying that the Bank Officer did issue the documents, and that the Client is indeed the signatory of record on the account.

After the verification, the Client is invited officially to participate in a Trading Program (after the Approval of the Compliance Officer, the Board of the Platform and the Trading Bank)..., a secured & tailor-made trade offer, upon the execution of all necessary legal mutual commitments to be detailed in a trade and investment Agreement. After the Compliance on the Client and Funds is done, the Compliance Officer talks with the Client, as a part of preliminary checking. Then, the Platform/Trader discuss with the Trading Bank. The Contract, once established, is checked by the Board of the Platform. The Platform can provide Contract once everything is arranged by the Trader. It is not allowed to issue a Contract before the full arrangement is done. The Contract is registered with Authorities before being provided to the Client. If the Client is slow in responding the Trader could revoke the invitation given to the Client. So Client must be in a position to move at the speed of the Platform/Trader. The submission of the Compliance Package is not a definitive Agreement, the Client can change his mind at the last moment. The Platform will call the Client and will follow up with the Client to work it out and explain everything. Afterwards, the Client decides to go ahead as requested or not. A prior Agreement could be signed before the meeting (in person, if needed) for the signature of the final trade and investment Agreement. No Client is ever bound by any discussions that take place until an Agreement is signed and there is never any obligation to accept any Proposal or any Agreement. An Application is not a Commitment and that all potential and proposed transactions are “Subject To Contract” and that no Applicant (Client) can guarantee acceptance or acceptability by the Transaction Counter Party (Trader/Platform) and no Applicant (Client) is required to sign any Agreement with the Transaction Counter Party (Trader/Platform) that the Applicant (Client) does not feel entirely comfortable with.

If I/we discover that the Client is just trying to make “shopping” and/or “fishing”, the Client will be immediately rejected ("blacklisted") and in the same time the Introducers/business getters. The result is that the Client is permanently banned from dealing with all licensed Trading Entities. Programs are invitational only. It is not an offering to be shopped around.

Important:

This text is provided for general informational purposes. This is not intended to be legal advice; it is information and opinion only. Do not rely on this information as legal advice. You must first see your own attorney and apply the facts of your particular situation to the law of your state and country. Do not engage in any area of the subject of this article without first seeing an attorney.

Please note: Any information that is provided and is found to be fraudulent or involving illegal assets or activities will be reported to the appropriate Authorities

This proposal, introduction, transaction, agreements and communications will be covered by standard ICC 500/600 NCNDA provisions as well as any documentation exchanged. This proposal, introduction, transaction, agreements and communications mail shall not be considered as a regulated financial proposal or sale of financial product in any applicable jurisdiction. This is not a solicitation, nor is it an offer. The trade agreement between the trading group and the Client is the legal binding agreement.

Information non-contractual - Shall not be considered as a regulated financial proposal or sale of financial product in any applicable jurisdiction. All the elements mentioned in the text are only informative and don’t constitute in any case a solicitation or a contractual commitments. - Please note that the above return figures are of an indicative nature. We are not permitted, for legal reasons, to quote a precise expected yield. Only the trader can give the figures! Trade Group / Trading Entity will always offer the Client the best yield available at the time of trading. - "Past performance is no guarantee of future returns" -

References and External links:

ⅰ. [ www.relbanks.com/worlds-top-banks/assets] and [ www.relbanks.com/worlds-top-banks/market-cap] (TOP Banks)

ⅱ. Contents of the lists and sources

• Politically exposed persons (PEP) lists: Most comprehensive listing of politically exposed persons (PEP) of all countries and territories of the world.
• Watch & Black lists: International ‘alert reports’ on companies or persons, provided by financial authorities and entities responsible for financial supervision, as well as wanted lists of police authorities, governments or national and international investigation authorities.
• Sanctions lists: Official national lists of persons or organisations against whom legal restrictions have been pronounced.

ⅲ. [4th AMLD] Directive (EU) 2015/849 of the European Parliament and of the Council of 20 May 2015 on the Prevention of the Use of the Financial System for the Purposes of Money Laundering or Terrorist Financing, Amending Regulation (EU) No 648/2012 of the European Parliament and of the Council, and Repealing Directive 2005/60/EC of the European Parliament and of the Council and Commission Directive 2006/70/EC [ EUR-Lex]; [5th AMLD] Directive (EU) 2018/843 of the European Parliament and of the Council of 30 May 2018 Amending Directive (EU) 2015/849 on the Prevention of the Use of the Financial System for the Purposes of Money Laundering or Terrorist Financing, and Amending Directives 2009/138/EC and 2013/36/EU [ EUR-Lex].

ⅳ. On-the-fly encryption means that data is automatically encrypted right before it is saved and decrypted right after it is loaded, without any user intervention. No data stored on an encrypted volume can be read (decrypted) without using the correct password/keyfile(s) or correct encryption keys. Entire file system is encrypted (e.g., file names, folder names, contents of every file, free space, meta data, etc).

ⅴ. [GRPD] Regulation (EU) 2016/679 Of The European Parliament And Of The Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) [ EUR-Lex].

Notes:

It is felony fraud to submit documents or financial instruments that have been forged, altered or counterfeited. Such papers are immediately referred to the appropriate law enforcement bodies for immediate criminal prosecution. - Those who submit a false NCND/IMFPA, LOI, FCO, BCL, or FCO, as well as FALSE PROOF OF PRODUCT (POP), FALSE PROOF OF FUND (POF) Documents will be reported to the appropriate Authorities. It is a federal offense since 15 November, 2008. Someone claims to be a principal owner of an asset, only to discover in the investigative process that this person not who he or she claims to be. Not only is this interference, it is outright illegal misrepresentation, and when documented can be cause for blacklisting and possible arrest.

Submission of application documents to more than one management group at a time is termed, "shopping." If a prospect "shops", he/she can expect that this fact shall be quickly disseminated among management groups who maintain close communication, and he/she shall be accepted by none - rejected by all ("blacklisted"). The result is that the prospect is permanently banned from dealing with all licensed Trading Entities. Programs are invitational only. It is not an offering to be shopped around.

Anti-money laundering regulations: The Luxembourg, Swiss, International and European Union anti-money laundering regulations impose obligations to obtain sufficient knowledge of the Clients, their identity, their business, background and the nature of Funds. These rules also require us, under certain conditions, to report any suspicious activity where we know or suspect that money or property is the subject of money laundering. In the event that we have any such suspicion, our obligation to report to the authorities will prevail. This legal duty overrides any duty of secrecy that we owe you.

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